A logical option for you is the all-new Seltos, which goes on sale in January 2026. 

The new Kia Seltos is much bigger than the outgoing model, offering more legroom and luggage space than your current Seltos. However, if you want a change from the Seltos, you could also consider the Mahindra XUV 7X0, which is a facelift of the Mahindra XUV700 and is a large, spacious SUV with a choice of strong petrol and diesel engines. The diesel 7X0 would be our pick
 

Both the Mahindra XUV700 AX7L and the Toyota Innova Hycross GX(O) are good SUVs, but quite different in character. 

The AXL variant of XUV700 is feature-rich and a performance-oriented SUV with strong petrol and diesel engines. 
The Innova Hycross GX(O) is the top-of-the-line non-hybrid or petrol-only variant, which is a practical and reliable option but lacks the tech and the wow-factor of the XUV700. 
Both SUVs are spacious, but the Hycross is also more comfortable than the XUV700 with a smoother ride and more room in all three rows. 
However, we feel for your annual running of only 10k a year, which is mainly on the highway, the diesel XUV AXL will be the best option as it offers strong performance, effortless cruising and despite being a diesel is quite refined. Plus, the AXL comes with ADAS features, which can be a lifesaver in high-speed situations on the highway.
You should wait for the Mahindra XUV 7X0, which is the updated XUV700 with extra features like a third screen front passenger, to be launched in early January 2026, before making your decision. 
 

Between the Tata Safari and the Mahindra XUV700, it’s the Mahindra car that we would recommend. It is more comfortable, has strong engines, offers a more refined driving experience and has better features.

The Safari scores well on design, feels a bit tougher over bad sections and has the more spacious third row, but all things considered, the Mahindra XUV700 is better. It might be worth waiting for a few months, however, as the XUV700 facelift is just around the corner.

The Mahindra XUV700 would be a better choice in this comparison. The Toyota car, while more spacious, is quite thirsty in its non-hybrid guise, with an efficiency of around 7kpl in the city and around 9kpl on the highway. 

Considering your monthly running, a petrol SUV would be the right choice and here, the XUV700 is the better product. It has better features than the Toyota Innova HyCross. The ride and handling are nicer, and the engine performs a lot better, too. It is the better overall package and our recommendation.